Scenario: Bridget is stuck in the freezing cold weather of Southern California. (Mock away, I'm cold.) She has never needed a winter coat out here before, but now she must face the cold to walk her dog. (In this scenario, she has a dog. Deal.)
A) Dial 911.
B) Wrap herself in a fleece blanket, duct-tape the blanket in place, and brave the weather.
C) Assume handsome nice man will be around the bend to wrap her in his coat. Thus, run outside in a thong, camisole and sneakers. (Yes, sneakers. They're the only sensible footwear for running.)
I'm going with B. Although A or C would be nice as well.